The mind game
The real reason why casinos will not pay out winnings is because they are hoping that the players will use the funds, (that they always make available), to play one more time. They hope that between the time you make a payout request and you are actually paid, you will want to gamble again.
I am owed money?
Some casino offer bonus money but do not clearly indicate that you need to 'play' that money before you can cash it out.
It makes sense to an extent as it prevent player from simply signing up and cashing out all their bonus cash. But sadly some casinos take it a step further and actually prevent the users from even cashing out winning from the bonus money.
In other words, if you win anything you have no way of cashing it out, (as you would forever have to play any winnings).
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